Practical and neutral content for travellers who are researching IATI Seguros or comparing it with other insurers in the market. All guides are periodically updated and do not include affiliate links.
Side-by-side analysis of the three most popular Spanish insurers among travellers and backpackers. Coverage, indicative price, pros, cons and who each one suits.
Detailed list of documents that reinforce a complaint against IATI. Mandatory documents, recommended ones and specifics per type of claim. With common mistakes that weaken the file.
What to do exactly when a medical emergency or incident arises abroad: data you need to hand, how to contact, what authorisations to request and what NOT to do in order not to lose coverage.
The most common exclusions in the sector (not exclusive to IATI): risk sports, pre-existing conditions, wars and pandemics, recklessness, alcohol, etc. How to read the particular conditions before signing.
Real differences between IATI's three most contracted products: coverage, indicative pricing, recommended traveller profile and common mistakes when choosing.
Indicative price ranges by destination, duration and age. Factors that raise or lower the premium and how to pay less without losing useful coverage.
Cooling-off period, date changes, early cancellation, required documentation and what to do if the insurer does not respond. Step-by-step process.
Current status of COVID coverage in IATI policies: medical assistance, quarantine, cancellation due to positive test and what is NOT covered. Common scenarios resolved.
Which product fits digital nomads best, coverage of tech gear and the limits of travel insurance vs. local health insurance or Digital Nomad Visa requirements.
Typical host university requirements, coverage of curricular placements and university sports. Destination-specific considerations.
Typical week limit, covered complications, exclusions and advice by trimester. Practical guide for travelling while pregnant.
When the insurance included in your Premium bank card is enough and when a specific travel policy makes a real difference. Clear decision rule.
Clear method for deciding which policy to buy based on destination, duration, activities and profile. Recommended medical cover and common mistakes.
Independent side-by-side of three Spanish travel insurers: cover, recommended profile, pros and cons. No affiliate links.
Copy-ready letter templates by type of claim (medical, cancellation, luggage, delay, denial). Documentation, channels and legal deadlines.
Looking for a specific experience from other users? In addition to the guides, we have real reviews from travellers classified by category and rating.